About

Saurabh Chharia is a highly skilled General Manager in Risk Analytics at Paytm with over 13 years of experience in corporate strategy, credit risk analytics, acquisition and collection analytics, machine learning, NLP, image and sound processing, and deep learning. He is proficient in Python (Anaconda), Tensorflow, Keras, Librosa, and Advanced SAS in credit risk and financial domains. Saurabh has extensive hands-on experience in core development and validation, including Barclay Loan Top-up Model, Scorecard Development using Logistic Regression and Random Forest, Late Stage Collections Model Development and Validation, Bad Definition Analysis and Segmentation using CHAID, Data Mining and Preparation Analysis, Variable Reduction Methods, PD Model Development, LGD Models, Regularization, Model Validation, Model Calibration, and Triple Bureau Decision Analysis. He has a strong understanding of Base SAS, SAS Enterprise Guide, SAS-EMiner, BASIL-1/2/3 domain, and time series model development using ARIMA. Saurabh is proficient in working on UNIX, Winscp, and SQL in SAS, and has hands-on experience in developing CXO presentations and data crunching, preparing strategy dashboards, decks, and pivoting analysis for strategy leaders. Saurabh has worked with Hero FinCorp as Assistant Vice President in Analytics COE and Senior Manager in Corporate Strategy COE. He has a PGDM in Corporate Strategy and Finance from IIM Kozhikode, a Finance Domain certification from National Stock Exchange, Delhi, a B.Tech in Electronics and Communication from College of Engineering and Technology, and schooling from Cambridge. Saurabh's technical skills include ML, SQL, Random Forest, Keras, CNN, RNN, Deep Learning, NLP, Python, and Tensorflow. He is an expert in marketing analytics and ML cross-sell models for TW, Used Car, and SME Business Loans, and has pre-sales and BID management experience. Saurabh is a highly motivated and results-driven professional who is committed to delivering exceptional results in the field of risk analytics.